health and welfare group
  retirement planning group
outsourcing group
  contact us

355 lexington avenue
new york, ny 10017

(212)687-2801 or


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products and services

lines of insurance coverages serviced and other products provided

ruggieri consulting services a broad array of employee benefits coverages for our clients, which are listed below:

medical care coverage
• supplemental/wraparound
• hmo/pos/ppo/epo
• dual option
• alternate and self-funding

dental insurance
• scheduled/indemnity/ppo
• reasonable and customary
• dual option/dmo
• self-funded administration

vision care
• insured plans
• self-funded / discount plans
• managed network programs

prescription drug programs
• claim analysis and program design

life insurance
• group term
• employees
• dependents
• ad&d
• voluntary programs
• group universal
• individual plans

employee assistance

disability programs
• weekly/short term/statutory
• self-funded
• long term
• supplemental/voluntary

retirement planning services
• defined contribution plans
• non-qualified deferred
• compensation plans
• supplemental executive
  retirement plans
• personal retirement plans

long term care insurance

wellness programs

administration services
• total employee benefit health and welfare program administration outsourcing with web-based communication and enrollment capabilites
• centralized vendor management and billing services.
• irs section 125, premium only and fsa plan processing.
• irs section 132 transportation and parking plan processing.
• cobra compliance / hipaa communications processing

standard services provided

ruggieri consulting provides a complete platform of services to our clients. they include:

 employee benefits consulting services

• plan design and implementation
• financial analysis and funding recommendation
• flexible benefit programs and irc section 125 programs
• cost containment programs
• benefit plan administration
• employee contribution strategy
• communications to employees

  technical services

• collecting, organizing and interpreting financial experience
• projecting future program costs
• analyzing utilization and cost increase trends
• evaluating the impact of potential benefit changes
• conducting thorough competitive market surveys
• negotiating provider\insurer agreements
• implementing new benefit programs
• auditing administrator performance

  informational services

• monitoring the legislative environment
• assistance with federal and state compliance
• monitoring the marketplace for the provider and product availability
• employee benefit surveys
• provider service surveys

  administrative services

• total benefits administration outsourcing.
• web-based communication and enrollment facilities
• insurance vendor management and billing centralization
• voluntary program centralized billing and enrollment services
• section 125 flexible spending account program administration
• section 132 transit and parking program administration
• cobra compliance / hipaa communications and billing services